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We serve homebuyers, homeowners, and renters by creating solutions that expand equitable access to affordable housing. As a resource for homeowners and renters, we also provide reliable information to educate and empower you in your housing decisions. Learn more.
The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, is a United States government-sponsored enterprise (GSE) and, since 1968, a publicly traded company.
Since 1938, Fannie Mae has provided a reliable source of affordable mortgage financing across the country. We support renters, homebuyers, and homeowners by creating solutions that expand access to affordable housing opportunities.
Our Single-Family business helps lenders originate quality affordable mortgages using innovative digital processes. Our funding makes products such as the 30-year, fixed-rate mortgage possible, providing homeowners with predictable mortgage payments over the life of the loan.
May 2, 2023 · Fannie Mae is a leading source of mortgage financing in the United States. We don't originate mortgage loans or lend money directly to borrowers. Instead, we purchase mortgage loans made by lenders, who are then able to use those funds to offer mortgage loans to more people.
May 17, 2023 · Fannie Mae, the Federal National Mortgage Association (FNMA), is a government-sponsored enterprise (GSE) chartered by Congress to stimulate homeownership and provide liquidity to the mortgage...
Solutions that help meet tomorrow's mortgage needs today. With industry leading mortgage technologies, we enable lenders to successfully originate and underwrite loans with speed and efficiency. Our products are designed to: Help grow your business and support your borrower’s needs.
Fannie Mae offers an innovative range of affordable mortgage products designed to meet the needs of lenders and borrowers alike with options built to help expand access to homeownership.
Jun 5, 2024 · Selling, Securitizing & Delivering. Part C describes the requirements associated with the two primary ways lenders transact business with Fannie Mae: selling whole loans for cash and pooling loans into Fannie Mae mortgage-backed securities (MBS), which includes Uniform Mortgage-Backed Securities (UMBS).
Fannie Mae purchases mortgages from lending institutions in an effort to increase affordable lending activity at those institutions. Fannie Mae is not a federal agency. It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA).
