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Powerful banking. Simplified finances. Apply in 10 minutes for business banking that transforms how you operate.
- What is a sweep network
2 which then spreads your deposits across a network of...
- How Mercury works with partner banks to secure your funds
From the beginning, we’ve built Mercury with a partner bank...
- Ben Horowitz???s diving catch
Hello, we’re Mercury. Mercury offers banking* for startups —...
- QuickBooks Online
Mercury gets you deals on the best tools for your startup....
- Sign Up & Get Started
Apply to open a checking and savings account with Mercury*....
- Explore Demo
A complete financial stack to build your company. Scale with...
- Meet Io
Apply for the Mercury IO business credit card to accelerate...
- Mercury Blog
Mercury customers can now streamline bridge rounds or...
- What is a sweep network
Applying is quick and simple. Bank with precision, even at your highest speed. Startups move fast, so we’ve built a product that keeps you in control. Automate recurring payments, accounts payable, and other banking busywork. Save time with reliably seamless integrations, from QuickBooks to Stripe.
Standard. No minimum deposit, free account opening, ACH, wires and more. Tea Room. Deposit $250K to get early access to beta features, elevated perks, dedicated phone support, & tea. Fuel your growth with community. Scale from pre-seed to IPO and beyond. Mercury Raise. Pitch your startup to top investors, get funded, & build your network. 500+.
- What Is Mercury Bank?
- Services Offered by Mercury Bank
- Mercury Bank Rewards & Perks
- Mercury Bank Pricing & Fees
- Mercury Bank Eligibility Requirements
- Mercury Bank Features
- Mercury Bank Application Process
- Mercury Bank Sales & Advertising Transparency
- Mercury Bank Customer Service
- Mercury Bank Reviews
Mercury is a banking platform aimed at startup companies with no fees and no minimum balance or cash requirements. Available only for US-based businesses with an EIN, Mercury offers FDIC-backed checking and savings accounts and, for some customers, access to a high-yield treasury account. Mercury now offers a corporate card called IO aimed at small...
On paper, Mercury Bank’s banking services are a bit lacking compared to other online banks. However, Mercury Bank has a very specific focus on startups, and the services it does offer work well for up-and-coming businesses. You’ll still need another online bank for a traditional checking and savings account. Mercury Bank offers: 1. Credit cards 2. ...
Mercury offers cashback, plus a large number of more unique features geared specifically at startups, earning it a 4.5/5 star rating for this section. With Mercury you’ll find: 1. Partner Discounts:Mercury also offers numerous perks, including a wealth of discounts and promotional offers from a range of partnerships with business software companies...
Mercury earns a 4.3/5 star rating in the pricing category by charging almost no fees and being transparent about the few fees you might encounter. For starters, Mercury does not charge any monthly or ongoing fees, and you won’t find any minimum balance or other requirements to meet. You won’t run into foreign transaction fees or wire transfer fees ...
Although Mercury banking services are aimed at tech startups, there are no eligibility requirements that would prevent other types of businesses from using Mercury. The main requirement is that the business is US-based, and you’ll need to have an EINto apply. Unfortunately, Mercury Bank is not available to sole proprietors or trusts. Mercury is als...
Mercury delivers the core banking services you’d expect to find in a business bank, with a couple of notable omissions. For one, Mercury does not offer merchant services, though you will find integrations with payment processors, such as Stripe. And you won’t find some traditional credit options, such as loans and lines of credit. However, we are p...
Mercury Bank is not very transparent about its application process, though the process is reportedly easy. You will need to share your Social Security number for identification purposes, but you won’t be subject to a credit check. Applications can be submitted online, and Mercury says applications are processed quickly, with a decision typically av...
Mercury Bank is relatively transparent with its sales and advertising, although we would like slightly more information about the company’s application process. overall, customers have positive reports regarding Mercury’s sales ethics.
Mercury banking support options are limited, with the company funneling all queries and support requests through email. There’s no live support via chat or phone, and you cannot submit a support ticket. You can browse an extensive FAQ section and read about 100 articles in the help center on the Mercury help center online. Mercury is active on soci...
Mercury Bank is not accredited by the Better Business Bureau, although the BBB maintains a profile for Mercury with a B- rating. Many negative reviews on the BBB site come from would-be users angry that they were not approved to use Mercury. Additional complaints on the BBB site involve account closures and difficulty accessing funds. Mercury is re...
- Chelsea Krause
Learn how Mercury improves your startup banking experience with FDIC insurance, reliable ACH & wires, advanced banking security, and finance automations.
A complete financial stack to build your company. Scale with FDIC-insured bank accounts, debit and credit cards, and 3-click payment flows.
Mercury offers a powerful bank account and financial software solutions for startups and ecommerce companies. Learn how to apply, explore products, and contact support or partnerships.
Citizens offers personal and business banking. You're made ready and so are we
