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  1. Get a line of credit for standby cash conveniently with OCBC EasiCredit. Choose the repayment amount and tenure of your outstanding balance. Instant approval via Myinfo.

  2. Get data and insights into the financial wellness of Singaporeans. The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app. A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals.

  3. OCBC EasiCredit gives you cash for important things in life! Whether it's for your baby's arrival, a wedding or furnishing your dream home, turn these significant moments into lasting memories. Application eligibility: Age 21 and above For Singaporean / Singapore PR: Annual income of S$20,000 and above For Foreigners: Annual income of S$45,000 ...

  4. EasiCredit Pricing Guide. For your easy reference, please refer below for a summary of fees and charges for EasiCredit.

  5. What Makes OCBC EasiCredit Stand Out to Borrowers. OCBC is attractive to low-income earners as it and DBS are the only banks that offer personal lines of credit to individuals that earn less than S$30,000 annually. Both banks charge these borrowers interest rates of 29.8% annually.

  6. Personal Banking. For your easy reference, please refer below for a summary of fees and charges for EasiCredit. For Annual Income S$30,000 and above. For Annual income of S$20,000 – S$29,999. Annual Fee.

  7. You can log in to your Online Banking account and use PayNow to transfer daily up to SGD 1,000 from your EasiCredit account to PayNow registered user of your choice. Instructions on this arrangement is also available in the email that is sent to you upon application approval.

  8. EasiCredit. A line of credit for standby cash when you need it. Balance Transfer. Convert the available limit on your credit line or credit card into cash with zero-interest rate. Debt Consolidation Plan. Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC.

  9. OCBC Bank Singapore offers a full range of products & services for all your personal banking needs. Manage & grow your finances with OCBC. Learn more.

  10. If you are a new customer with OCBC or do not already have OCBC Online Banking, you will receive your OCBC Online Banking access code and PIN within 8 working days. If you have applied for a debit card, you will receive the debit card and PIN within 9 working days.

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