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  1. With Citibank Ready Credit, you have access to extra cash anytime for your emergency or liquidity needs. Flexible line of credit up to 4X your monthly income or up to 8X your monthly income if your annual income is S$120,000 and above. Subject to Bank’s approval+.

  2. Access cash anytime, locally and overseas with Citibank Ready Credit Card. Shop online conveniently with Citibank Ready Credit Card. Click here to learn more.

  3. Activate your Citibank Ready Credit card via the Citi Mobile ® App to view your account balance, pay bills, or even convert your transactions into instalments while you're on the go, anytime, anywhere.

  4. You can now turn your smartphone into a mobile wallet and experience a faster, more convenient and secure way to pay with just a tap. How mobile payments with Citibank Ready Credit Card work: Add Citibank Ready Credit Card to Apple Pay ® /Samsung Pay. Tap and pay at merchant terminals.

  5. Get Flexible Cash Loans with Citi Quick Cash from your Citi Credit Card or Citibank Ready Credit Account with convenient repayments. Apply from your Citi Mobile App Now. Banking

  6. Citi Ready Credit is a line of credit that you can dip into whenever you need, without reapplying. Enjoy an introductory fixed rate of 8.9% p.a. for 5 years on the initial balance you request to be transferred to your bank account. 1

  7. Citi FlexiBill is a feature exclusively for Citi credit cardholders and Citibank Ready Credit cardholders to convert their statemented retail balances into instalment payments. A fee may be applicable.

  8. Apr 16, 2024 · Citibank Ready Credit is a personal line that gives you access to cash whenever needed. On the other hand, credit cards allow you to make purchases and earn rewards points or cashback. One advantage of Citibank Ready Credit is that it has a lower interest rate compared to credit cards.

  9. Apr 23, 2024 · Citibank Ready Credit is a flexible line of credit that allows you to get up to 4 times or up to 8 times your monthly income, provided your annual income is S$120,000 and above (subject to bank approval). One of the main fees associated with Citibank Ready Credit is the annual fee, which is S$120.

  10. Aug 2, 2023 · Citibank Ready Credit offers a higher credit limit than HSBC Personal Line of Credit. With Cititbank, you can get up to eight times your monthly income, while the cap for HSBC is six times your monthly income.

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