Sara Morgan Bratchett Scucello
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Apr 23, 2002 · Second to Die: Directed by Brad Marlowe. With Erika Eleniak, Jerry Kroll, Colleen Camp, Kimberly Rowe. Sara thought she'd finally found happiness when she escaped a life of poverty and abuse to marry Jim Bratchett.
- (414)
- Thriller
- Brad Marlowe
- 2002-04-23
- What Is Second-to-Die Insurance?
- How Second-to-Die Insurance Works
- Reasons to Purchase Second-to-Die Insurance
Second-to-die insurance is a type of life insurance for two people (usually married) that provides benefits to the beneficiaries only after the last surviving person on the policy dies. Second-to-die insurance is often used for estate planning, generally to fund an irrevocable life insurance trust(ILIT), or to pass along death benefits to children ...
Parents who take out this type of insurance are usually thinking of their children. For example, a second-to-die insurance policy could be designed to pay estate taxesor support any surviving children. It is also called "dual-life insurance" and "survivorship insurance." Generally, second-to-die insurance is used for estate planning, and usually, i...
More Economical
The premium is based on the joint life expectancy of a couple, and because it pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people with the same total dollar amount in benefits.
Easier Qualification
If one person isn't in great health, it doesn't matter as much because both policyholders must die before benefits are paid. Otherwise, the person in bad health may be denied life insurance if applying for a single policy.
Estate Planning
In some cases, second-to-die life insurance can actually help build an estate, not just protect it from taxes. Like traditional life insurance, the death benefit of a second-to-die policy can ensure your beneficiaries receive a minimum amount of money, even if all the savings of the insured were depleted during their lives.
- Julia Kagan
Sara Bratchett (Eleniak) is a woman who thinks the murder of her husband ( John Wesley Shipp) will solve all her problems. However, she realizes that it won't be enough. Her sister, Amber, finds her diary after Sara is found dead.
Mar 14, 2024 · Second-to-die insurance, also referred to as survivorship insurance, is a unique type of life insurance designed for couples, typically married individuals. The defining feature of this policy is that it pays out its benefits only after the last surviving person on the policy passes away.
Nov 8, 2022 · A second-to-die policy is designed for couples who want to share a life insurance policy with specific beneficiaries, such as children and grandchildren. The life insurance company will only make a payout to the beneficiaries after the last survivor passes away.
A woman (Erika Eleniak) must murder again after plotting the death of her husband (John Wesley Shipp).
- Mystery & Thriller
The two plot to kill Jim (#1) for an insurance policy. Turns out they can't do anything until she dies since the policy can only kick in then and it will be for the surviving child. In the meantime, suspicions are aroused when Kroll weds our blond shortly after Jim's death.
