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1. Dictionary

   credit

   /ˈkrɛdɪt/

   noun

   • 1. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future: "I've got unlimited credit" Similar financial standingfinancial statussolvency
   • ▪ the money lent or borrowed under a credit arrangement: "the bank refused to extend their credit"
   • 2. an entry recording a sum received, listed on the right-hand side or column of an account: "the columns should be added across and down and the total debits should equal the total credits"
   • ▪ a payment received: "you need to record debits or credits made to your account"
   • ▪ entitlement to a set amount of a particular company's goods or services, typically paid for in advance of use: "in the middle of our conversation his phone ran out of credit"
   • 3. public acknowledgement or praise, given or received when a person's responsibility for an action or idea becomes apparent: "he was quick to claim credit for the accomplishments of others" Similar praisecommendationacclaimapprovalapprobationacknowledgementrecognitionkudoshat tipglorymeritregardesteemrespectadmirationadulationvenerationtributesthanksgratitudeappreciationinformal:bouquetsbrownie pointsrare:laudationextolmenteulogium
   • ▪ a source of pride: "the fans are a credit to the club" Similar source of honoursource of pridefeather in the capassetproud boastgloryflowergemtreasure
   • ▪ an item in a list displayed at the beginning or end of a film or television programme, acknowledging a contributor's role: "the closing credits finished rolling"
   • 4. the acknowledgement of a student's completion of a course or activity that counts towards a degree or diploma as maintained in a school's records: North American "a student can earn one unit of academic credit"
   • ▪ a unit of study counting towards a degree or diploma: "the National Certificate consists of twelve credits"
   • ▪ a grade above a pass in an examination. British
   • ▪ acknowledgement of merit in an examination which is reflected in the marks awarded: "candidates will receive credit for accuracy and style"
   • 5. the quality of being believed or credited: archaic "the abstract philosophy of Cicero has lost its credit"
   • ▪ good reputation: "John Gilpin was a citizen of credit and renown" Similar reputationreputecharacterimagenamegood nameprestigeinfluencestandingstatusregardesteemestimationcredibilityacceptabilityizzatinformal:cloutrepraparchaic:honourreportrare:reputability

   verb

   • 1. publicly acknowledge a contributor's role in the production of (something published or broadcast): "the screenplay is credited to one American and two Japanese writers" Similar ascribeattributeassignaccreditchalk upput downset downimputelay at the door ofconnect withassociate withinformal:stick something on
   • ▪ ascribe (an achievement or good quality) to someone: "he is credited with painting one hundred and twenty-five canvases" Similar be accredited withbe recognized asbe given the credit forbe held responsible for
   • 2. add (an amount of money) to an account: "this deferred tax can be credited to the profit and loss account"
   • 3. believe (something surprising or unlikely): British "you would hardly credit it—but it was true" Similar believeacceptgive credence tohave confidence intrusthave faith inrely ondepend oncount oninformal:go forfall forbuyswallowswallow something hook, line, and sinkertake something as gospelOpposite disbelieve

   Word Origin mid 16th century (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.

   Scrabble Points: 9

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2. en.wikipedia.org › wiki › CreditCredit - Wikipedia

   en.wikipedia.org › wiki › Credit

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   6 days ago · Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

3. www.experian.com › blogs › ask-experianWhat Is Credit? - Experian

   www.experian.com › blogs › ask-experian

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   Jan 27, 2024 · Credit is an agreement between a lender and a borrower that allows the borrower to obtain funds, goods or services now and repay them later. Credit can also refer to your history of borrowing and repaying money. Having good credit—a history of repaying loans on time and as agreed—can make it easier to get approved for a range of ...

4. www.fool.com › terms › cWhat Is Credit? Definition & How It Works | The Motley Fool

   www.fool.com › terms › c

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   Jun 21, 2024 · Credit is an agreement where you get money or something of value immediately with the promise that you'll pay back the full amount you borrowed...

5. www.wallstreetmojo.com › creditCredit - Meaning, Types, Examples, Why Is It Important? -...

   www.wallstreetmojo.com › credit

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   Apr 4, 2024 · Credit refers to a mutual agreement between the lender and the borrower to extend a certain sum of money to the borrower. The lender extends it with or without collateral, for a certain time. Then, they charge a certain interest rate on the outstanding balance as per the agreement.

6. www.pnc.com › insights › personal-financeWhat is Credit and Why is it Important: A Beginner's Guide to ...

   www.pnc.com › insights › personal-finance

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   Jan 3, 2024 · Your credit score is a representation of your financial reputation. Read what credit is, how it works and why it's important to build good credit.

7. www.investopedia.com › terms › cWhat Is a Credit Score? Definition, Factors, and Ways to Raise It

   www.investopedia.com › terms › c

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   Feb 28, 2024 · A credit score is based on your credit history, which includes information like the number accounts, total levels of debt, repayment history, and other factors. Lenders use credit scores...

8. www.crediful.com › what-is-creditWhat is Credit? A Simple Explanation - Crediful

   www.crediful.com › what-is-credit

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   Jan 8, 2024 · In the simplest terms, credit is the ability to borrow money or access goods or services with the understanding that you’ll pay later. Lenders, such as banks and credit card companies, extend credit to you, meaning they give you the resources now in exchange for your promise to pay them back at a later date, usually with interest.

9. www.investopedia.com › terms › bBank Credit: Definition, How It Works, Types, and Examples -...

   www.investopedia.com › terms › b

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   Mar 6, 2024 · Bank credit is the total amount of credit available to a business or individual to borrow from a banking institution.

10. www.investopedia.com › terms › dDebit: Definition and Relationship to Credit - Investopedia

    www.investopedia.com › terms › d

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    May 22, 2024 · Guide to Accounting. A debit is an accounting entry that results in either an increase in assets or a decrease in liabilities on a company’s balance sheet. In fundamental accounting, debits are...

11. time.com › personal-finance › articleTypes of Credit: Definitions & How They Impact Credit Score

    time.com › personal-finance › article

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    Jan 18, 2024 · Credit is borrowed money that consumers can use to fund large purchases or even everyday expenses. Credit can come in many forms including: Major credit cards like Mastercard or Visa. Charge...