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  1. With Citibank Ready Credit, you have access to extra cash anytime for your emergency or liquidity needs. Flexible line of credit up to 4X your monthly income or up to 8X your monthly income if your annual income is S$120,000 and above. Subject to Bank’s approval+.

  2. Access cash anytime, locally and overseas with Citibank Ready Credit Card. Shop online conveniently with Citibank Ready Credit Card. Click here to learn more.

  3. Activate your Citibank Ready Credit card via the Citi Mobile ® App to view your account balance, pay bills, or even convert your transactions into instalments while you're on the go, anytime, anywhere.

  4. Citi Ready Credit is a line of credit that you can dip into whenever you need, without reapplying. Enjoy an introductory fixed rate of 8.9% p.a. for 5 years on the initial balance you request to be transferred to your bank account. 1

  5. Get Flexible Cash Loans with Citi Quick Cash from your Citi Credit Card or Citibank Ready Credit Account with convenient repayments. Apply from your Citi Mobile App Now. Banking

  6. You can now turn your smartphone into a mobile wallet and experience a faster, more convenient and secure way to pay with just a tap. How mobile payments with Citibank Ready Credit Card work: Add Citibank Ready Credit Card to Apple Pay ® /Samsung Pay. Tap and pay at merchant terminals.

  7. Sign on with your User ID and Password. Tap on ‘Profile and Settings’ icon on the top left. Under ‘Credit card settings’, tap on the credit card you want to activate, and tap ‘Activate’. Please enter the Unlock Code One-Time PIN (OTP) or the OTP sent via SMS. b) Citibank Online. Sign on with your User ID and Password.

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