Search results
Learn how to request a copy of your credit file online, at SingPost branches or at the Credit Bureau office. Find out the prices, modes of payment, delivery and verification requirements for your credit report.
Credit Bureau Singapore provides credit reports and monitoring services to help you manage your credit health. You can access your credit report, subscribe to credit monitor, and find consumer education and helpdesk resources.
A credit report is priced at $8.00 with prevailing GST. Upon a successful payment transaction, please click on VIEW REPORT to print or save a copy of your credit report. Thank you for visiting Credit Bureau Singapore website.
- A Beginner’s Guide to Understanding Your Credit Report in Singapore 2023
- What Is A Credit Report?
- Where Can I Get My Credit Report?
- How Much Does It Cost to Get My Credit Report?
- What Is A Credit Score? Specifically, What Is A CBS Credit Score?
- A Step-By-Step Guide to Reading A Credit Report
- Is Credit Score Important in Singapore?
- How Is My Credit Score determined? What Causes A Bad Credit Score?
- How Can I Improve My Credit Score in Singapore, and How Long Does It take?
- Is There Anything in My Credit Report That Cannot Be remedied?
- GeneratedCaptionsTabForHeroSec
Your credit report is a record of your credit payment history compiled from different credit providers. So, if you’re a good-two-shoes who always pays your bills on time, it’ll show. And if you’ve been naughty once or twice, paying late or defaulting on loans, it’ll also show. Credit reports in Singapore are produced by Credit Bureau Singapore— Sin...
It’s actually really straightforward. You can request a copy of your credit file from any of the following places:
Getting a credit report will set you back S$8.00, with prevailing GST. Requests for multiple modes of delivery for your report comes with an additional fee of S$2.02. Consumers who applied for the CBS Credit Report at any SingPost Branches can opt for an express service which is chargeable at S$19.44. The soft copy report will be sent to your provi...
A CBS Credit Score is a four-digit number based on your past payment history on your loan accounts. It is calculated from an algorithm based on information in your current available credit data and is a fluid number which may change from time to time in tandem with changes in your credit information. This information is provided by and collated fro...
Looking through the credit report can be confusing as it’s laden with jargon. Here are some key things to look out for in the report and how to interpret them:
Yes! Your credit score will be used by banks to assess how likely you are to repay your debts. So if you are planning to borrow from a bank—like when you take out a home loan for a property purchase—you need to ensure that your credit score looks good. The same goes for applying for an HDB loan. If you’re not a full-time employee with regular CPF c...
CBS calculates your credit score by applying an algorithm to your current available credit data. Your credit score is by no means a static number. It may change from time to time to account for any new credit activity. These are the key contributing factors that will affect your score negatively. Note that there is no fixed weightage to each factor...
If you have over-extended yourself and your credit history has been dented by recent late repayments, you might be wondering when your credit score will look good again. The good news is that it is within your ability to clean up your credit history! Here are 3 golden rules, folks. 1. Pay your bills on time, all the time 2. Keep at least one credit...
Alas, if your credit history problems go deeper than late repayments — such as default, bankruptcy or debt management programmes — these will also be reflected in your credit report. Default records will be retained for 3 years while Bankruptcy records will be retained for 5 years. This means even after you are discharged from bankruptcy, you can s...
Learn what a credit report is, where to get it, how much it costs, and what a CBS credit score means. Find out how to interpret your credit report and improve your credit score in Singapore.
You may either obtain online via www.creditbureau.com.sg with your SingPass ID and password or bring the approval or rejection letter with your original ID documents personally to CBS office for your free credit report
Sep 30, 2014 · Learn what a credit report is, how it affects your credit score, and how to get a free copy of your report from CBS. Find out the factors that influence your credit score and the benefits of monitoring your credit file.
Learn what a CBS report is, how it affects your loan eligibility, and how to improve your credit score in Singapore. Find out how to request, interpret, and manage your credit report online or offline.
